Irrespective if you are a one man owner driven outfit or a large cross border transporter, heavy commercial vehicles are an expensive commodity. The capital required to purchase a rig and trailers can be considerable so it is vital that the correct insurance is placed to make sure in the event of a loss you will be adequately compensated so you can continue to operate effectively. When you have outlaid millions of rand for your fleet it does not make sense to take chances with the insurance. We will provide comprehensive competitive quotes which will cater for the specific needs of your fleet no matter what the size.
Comprehensive insurance includes the following:
Motor Third Party Liability:
Motor third party liability insurance covers material and non-material damages caused to third parties. When your vehicle causes an accident you will be held liable for any third party’s damages.
Theft or Hijack cover is coverage for your truck and trailer in the event of theft or hijacking of the entire vehicle or trailer and parts from the vehicle and trailer, like tyres for example.
Goods in Transit:
Hand in Hand with cover for the trucks we can arrange goods in transit cover providing comprehensive cover for the goods being transported from the moment the loading of the vehicle starts to the moment the goods are unloaded and accepted at the other end.
Standard policies provide cover for South Africa, Namibia, Botswana, Lesotho, Swaziland, Zimbabwe and Malawi. Cover can also be arranged as far as Lubumbashi in the Democratic Republic of the Congo and Zambia.
Own Damage Insurance is coverage for your own truck and trailer. This coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief or vandalism to your owned vehicles. Truck Insurance pricing is based on the value of your vehicle and trailer. This coverage may be required by the financial institution if the vehicle/s is under an HP agreement.
Cover can also be arranged for foreign driver. So long as non South African drivers have the required legal licences and PDP’s, and occasionally subject to medical examinations, we can arrange full cover.
Complete the form below for a quote or call 086 111 2778