Personal Insurance

Comprehensive insurance includes the following:

Domestic Contents:

Fire, Lightening, Explosion, Earthquake, Storm , Flood, Rain, Hail, Snow, Burst or leaking water apparatus and pipes, Theft and Impact.

Extensions:

  • Guests property
  • Domestics staff property
  • Fridge Contents
  • Locks and Keys
  • Veterinary expenses
  • Security Guards
  • Debris removal
  • Trauma
  • Rent
  • Medical Expenses
  • Death
  • Transit Cover

Domestic Buildings:

Provides cover for domestic buildings against:
Fire, Lightening, Explosion, Earthquake, Storm, Flood, Rain, Hail, Snow, Burst or leaking water apparatus and pipes, Theft Impact, Malicious Damage, Aerials and Satellite Dishes and Subsidence and Landslip

Extensions:

  • Glass and sanitary ware
  • Rent
  • Water pumping machinery
  • Fire Brigade
  • Security Guards
  • Loss of Water
  • Debris Removal
  • Public Supply or Mains Connections
  • Professional and Demolition Fees

All Risks:

Cover for general items (clothing and wearing apparel) or specified items. This section is where you would insure any item which leaves the insured premises. The cover provided under the All Risks section is worldwide, where cover provided under the contents and buildings sections is restricted to the insured premises.

Personal Legal Liability:

Provides cover for legal liability arising from accidental death, bodily injury or loss of damage to property or people.

Personal Accident:

Cover in the event of accidental death or bodily injury to a specified individual.

Small Pleasure Craft:

Provides comprehensive cover for small watercraft including Third Party Liability. Cover can be arranged for Ski boats, yachts and jet skis. Cover can also include trailers as well as extras such as fish finders, GPS, safety equipment and Fishing Equipment.

Motor:

Provides cover for private motor vehicles, trailers and touring motorcycles. If the vehicle is used for goods carrying purposes most domestic policies do not provide adequate cover.

Extensions:

  • Locks and Keys
  • Sound Equipment
  • Emergency Repairs
  • Repatriation
  • Wreckage Removal
Complete the form below for a quote or call 086 111 2778
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